Your Guide to Buying 4 Carat Diamond Rings | Whiteflash (2024)

A high-quality, 4 carat diamond is an incredibly rare find. Although we may hear carat weights thrown around in conversation, seeing a 4-carat diamond in real life is truly a sight to behold. The average carat weight for an engagement ring in the U.S is 1.00ct which gives you an idea of just how significant a 4-carat diamond is. A remarkable feat of both mother nature and the skill of man, purchasing precision cut 4-carat diamonds requires a thorough understanding of diamond quality and a realistic approach to your budget. This expert guide will help you to make the best choices for your diamond.

4 Carat Round Diamond Engagement Ring

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What is a 4 Carat Diamond?

The ‘carat’ describes the weight of the diamond, with one carat being equivalent to 200mg. It can be difficult to comprehend ‘size’ from carat weight. Different diamonds shapes and the overall cut quality will both affect how big or small the diamond appears.

Your Guide to Buying 4 Carat Diamond Rings | Whiteflash (2)

In terms of national and international averages, a four-carat diamond is considered a ‘big’ diamond. In the right setting, it is an excellent carat weight for engagement rings and every day jewelry, but is also impressive enough to be reserved for evenings and occasions.

How to Choose a 4 Carat Diamond Using the Four C’s

We believe that no matter what carat weight you choose, selecting a diamond with suitable grades is essential. However, it is perhaps even more important to scrutinize color and quality in diamonds with a bigger carat weight – the bigger the diamond, the less forgiving it will be.

4 CARAT DIAMONDS

4.00 I VS2 Round Excellent

Expert Selection

$75,975

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4.01 F VS1 Round Very Good

Certified Diamond

$179,658

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4.01 F VS2 Round Excellent

Certified Diamond

$66,306

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Color

If we set aside personal preference and budget for just a moment, our recommendation for color grades in 4 carat diamonds would be an H or above. An H color diamond is in the middle of the ‘near colorless’ range and the presence of any yellow/brown hues tend to be imperceptible to most people. The increased surface area in 4.00ct diamonds can emphasize yellow tones in lower grade diamonds, so we would not suggest going lower than an I color. H and above unless you prefer a slightly warm color.

Clarity

A VS2 would work beautifully with a 4-carat diamond. In a VS2 diamond, inclusions are usually only visible with a jeweler’s loupe at 10x magnification. Take full advantage of our 360 video and high res images for a detailed analysis of your diamond. Going beyond a VS2 will give exceptional clarity, but be prepared for big price differences as you move up into the VVS and IF range. Diamonds of this weight and this clarity are extremely rare, and this is reflected in the price.

Cut

Cut is the most important quality feature in a diamond and will have the greatest impact on price and appearance. Go for the absolute best cut you can find and prioritize this over the other four C’s (if necessary). We offer all of our customers the opportunity to really familiarize themselves with diamond Cut across our education pages as we know it can be a tricky area to grasp. We created our A CUT ABOVE® brand of super-ideal cut diamond to prioritize cut quality and light performance. It is only with an exceptional cut that the stunning attributes of brilliance, scintillation and fire can be unleashed.

Certification (the 5th C)

Do not be tempted to stray from the leading gem laboratories. The GIA and AGS are the top tier labs who give accurate and consistent grades across the board. They add value to a diamond and protect you from over spending on a low-quality diamond with inflated grades. Both labs are consumer focused with extensive information regarding the grading process.

Need help choosing a diamond? We have GIA and AGS trained diamond experts on hand to help. Use our live chat service to speak to a professional today.

A CUT ABOVE® and Beyond

Status is intrinsically linked with diamonds; they are entirely entwined with performance. Much like an exceptional sports car with all mods, many people want a diamond that has all the power under the hood and all the bells and whistles to go with it.

Our A CUT ABOVE® collection is the engine – the technical aspects that make these diamonds sensational. We even created our Collection Series for those who demand the most elite gems of all. These diamonds are at the top end of color, cut and clarity. A 4-carat diamond that earns the A CUT ABOVE® title and is part of the Collection Series is an exceptionally rare find. They are some of the most exquisite diamonds in the world.

4 Carat Diamond Prices

A realistic starting budget for a 4-carat diamond would be $50,000. This J-VS2 round brilliant round brilliant is a good base point and is a beautiful diamond. It is perhaps a few color grades out of the ‘colorless’ range, however in a warm setting and with such a fantastic cut it would still deliver in all areas.

As you reach the upper echelons of four carat diamonds and move into Collection Series quality stones, a budget of around $250,000 would be suitable. As mentioned, these diamonds are extremely rare and special, however if you are looking for a diamond of this quality and cannot see one available online, please do not hesitate to contact us so that we can assist your search.

4 Carat Lab Grown Diamonds

Shoppers looking for large high quality diamonds have another great option available today. Laboratory grown diamonds have come on to the market in a big way in the last few years. Technology is advancing and there are an increasing number of larger size lab diamonds becoming available. And they are considerably less expensive than natural diamonds!

Laboratory grown diamonds have essentially the same physical and optical properties as natural diamonds. Therefore, the durability and light performance (if precision cut) of lab diamonds is comparable to their natural counterparts. There are some small but potentially important differences that should be understood before purchasing a lab diamond. Our consultants can walk you through what you need to know to make a great choice if you are in the market for a lab grown diamond.

4 Carat Lab Grown Diamond Prices

The market for lab diamonds, and especially larger carat weights, is rapidly evolving. Competition and technology advances in the lab grown diamond industry are together making lab diamonds ever more affordable. Until recently, larger diamonds were very difficult to grow. Still today you will see fewer lab diamonds in the 3 plus carat range, but that is changing. As this trend continues, look for 4 carat lab diamonds to become more available.

In such a changing market it is difficult to say what pricing is competitive, as this is a very fluid time in the lab grown industry. But by comparing diamonds across different vendors you can develop a sense of pricing at a given time. Be aware that there are some things to be on the lookout for in lab diamonds that do not appear on a laboratory report. A high quality diamond with a high quality cut is still the exception, even in lab grown diamonds. Whiteflash diamond consultants are friendly and knowledgeable and are trained in the intricacies of both natural and lab grown diamonds. They do not work on commission and are happy to guide you in your search.

4 CARAT LAB DIAMONDS

4.00 D VVS2 Round Ideal

Precision Lab Diamond

$16,500

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4.01 D VS1 Round Ideal

Precision Lab Diamond

$13,975

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4.01 D VVS1 Round Ideal

Precision Lab Diamond

$18,200

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4.01 E VVS2 Round Ideal

Precision Lab Diamond

$12,750

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4 Carat Diamond Settings

We usually advise our customers to simply go with their heart when it comes to choosing an engagement ring setting, however things are a little different for a four-carat diamond. Not all settings can accommodate for a diamond this size and not all styles are suitable.

4.205 Carat Diamond Engagement Ring

Fortunately, we work with the best in the industry so anything is possible. This beautiful Benchmark solitaire setting with diamond melee can comfortably hold a 4-carat diamond securely. The diamonds on the band are a G in color so they will give a dazzling white sparkle.

We stock a collection of settings that are suitable for a 4 carat diamond but we are also happy to work on bespoke settings if required.

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Your Guide to Buying 4 Carat Diamond Rings | Whiteflash (2024)

FAQs

Your Guide to Buying 4 Carat Diamond Rings | Whiteflash? ›

Shipley, the founder of GIA, coined the term 4Cs to help his students remember the four factors that characterize a faceted diamond: color, clarity, cut and carat weight. The concept was simple, but revolutionary.

What are the 4 C's of buying a diamond ring? ›

Shipley, the founder of GIA, coined the term 4Cs to help his students remember the four factors that characterize a faceted diamond: color, clarity, cut and carat weight. The concept was simple, but revolutionary.

How much value is in a 4 carat diamond? ›

4 carat round diamond prices usually range from $21,812 to $230,058 with an average price of $91,227.

What are the three C's when buying a diamond ring? ›

The 3 C's, cut, clarity, and carat weight, make a huge difference when purchasing a diamond.

What color diamond is the most expensive? ›

Red diamonds are the most expensive colored diamonds. Currently, only about 20 to 30 exist in the world. These diamonds derive their red shade during the mining formation. The process is uncommon, explaining why red diamonds are rare and extremely small in size.

What is more important, color or clarity? ›

Clarity is more important in shapes like emerald, princess, and asscher. Colour is important for cushion, radiant, pear and oval. Generally speaking, as long as you choose an eye-clean diamond, your diamond will still look beautiful in terms of clarity.

Is a 4 carat diamond considered big? ›

In terms of national and international averages, a four-carat diamond is considered a 'big' diamond. In the right setting, it is an excellent carat weight for engagement rings and every day jewelry, but is also impressive enough to be reserved for evenings and occasions.

Which carat diamond is best? ›

A good carat size for an engagement ring is anything over 0.5 Carat. At 0.5 Carat, the diamond will be noticeable but not overpowering. At 1.0 Carat, the diamond is more eye-catching.

Are lab grown diamonds cheaper? ›

Lab diamonds cost a lot less than natural diamonds - typically a lab diamond will cost between 60% and 85% less than a natural diamond with identical carat weight and grades. Take a look at the typical cost of a lab diamond vs natural diamond below.

What is the best cut of a diamond? ›

The highest cut grade is Ideal + Hearts for a Round Brilliant cut diamond, and Excellent for other diamond shapes. As such, these are the most expensive diamond cut grades. Due to its popularity and high demand, a Round Brilliant cut diamond is the most expensive type of diamond cut.

How do you tell a good diamond? ›

Ideally, you want a diamond that falls within the “near colorless” range (D-F) for optimal brilliance. Clarity: Diamonds are natural materials and may have internal flaws (inclusions) or surface blemishes. These imperfections can affect the diamond's brilliance and value.

Do lab grown diamonds hold their value? ›

As with a natural diamond you can expect your lab grown diamonds to significantly drop in monetary value after purchase. Some estimate that lab grown diamonds can drop to 10% of their original price or lower, while more generous estimators put them nearer to natural diamonds at 30% of the original price.

Who should not wear real diamond? ›

Zodiac Signs and the Diamond

If your zodiac sign is Aries, Pisces or Scorpio, you should not wear the diamond because according to astrology, diamonds can bring disharmony to your life. Diamond is the gemstone for those who are born under Virgo and Libra as it bestows good luck and prosperity.

Why shouldn't you touch your diamond? ›

Even if your diamond is of exceptional cut, color, clarity, and carat weight, environmental conditions can wreak havoc. If you handle the diamond often, the oils on your hands can cloud the gem's surface. Skin oils also attract dirt and other environmental dust, making the stone appear even duller.

Why do diamond rings have no resale value? ›

Diamonds typically lose between 25 and 50 per cent of their actual worth upon resale due to market fluctuations, the markup on your ring, and the decline in diamond prices.

Which C is most important when buying a diamond? ›

A good cut will result in a better sparkle. That's why cut is the most important of the 4Cs—if a diamond is poorly cut, no clarity grating, color grading, or carat weight will make up for it. The diamond will look dull and glassy.

What are the best C's of diamonds? ›

Out of the 4 C's of diamonds, the cut of the diamond is the most important. This is followed by color, clarity, and carat weight.

Is a VS2 diamond good? ›

Yes, VS2 clarity diamonds are a good and popular choice. While they may have small, microscopic inclusions, those are not visible to the naked eye, and the stones appear 'eye-clean' most of the time.

What are the 4 qualities of a diamond? ›

The four Cs are the four characteristics traditionally used to determine the quality and value of a diamond: carat, cut, clarity, and color. The characteristics of a diamond are graded and categorized by the diamond industry to establish its retail value.

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